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Share Your Situation
Free, confidential — no upfront fees, no obligation, and the soft credit check won't affect your score.
How It Works
Debt Settlement
How It Works
Debt settlement reduces your balance. Your debt is negotiated down, and you pay less than you owe. The creditor forgives the remaining balance in a transaction called a debt settlement.
Our program is easy to understand. Rather than paying your creditors, you’ll deposit a monthly payment to a Dedicated Savings Account, in your name and under your control. As funds build up, we’ll contact your creditors to negotiate and agree upon reduced balances. Because you’re no longer paying the creditor, they will likely view getting a reduced amount as better than risking no payment at all. Then, you’ll authorize us to use the funds in your Dedicated Savings Account to pay your creditors the lower, negotiated amounts.
Get out of debt faster than you thinkTake back your life in as little as 24-48 months.
Debt We Can Help With
We cover most unsecured debt and negotiate with major credit card issuers and banks every day to reduce debts.
✓Credit Cards
✓Personal Loans
✓Lines of Credit
✓Medical Bills
✓Collections
✓Repossessions
✓Business Debts
✓Certain Student Debts
How It Works
No upfront fees. No obligation. 25 years of debt relief experience now goes into matching you with the right independent partner for your situation.
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Talk Through Your Options
An independent provider may contact you to discuss available options.
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Choose What Works For You
If a plan fits your situation, you'll work directly with the independent provider every step of the way — application, monthly deposits, and settlement negotiations. Enrollment is your decision. They may compensate us for the referral.